Navigating the waters of employee benefits is rarely fun or easy. Employers are under increasing pressure to reign in costs while maintaining quality benefits programs to attract and retain the best people. Runaway healthcare costs have left many employers making painful tradeoffs between coverage and price. Meanwhile, employees struggle to afford the premium and out of pocket costs associated with insurance coverage for themselves and their families. To compound the problem, dealing with the mandates, rule changes, and compliance issues related to health care reform leaves most people exhausted, angry, anxious, or overwhelmed.
efg&m focuses on helping employers implement and manage employee benefits programs to maximize the value perceived by employees and minimize the friction experienced by the employer. Our clients are owners, executives, administrators, AND employees. Our service extends far beyond securing the best policies with the best carriers.
We believe in being present and accountable in every aspect of our business. This includes expert, in-person, bilingual employee enrollments, in person new and prospective hire orientations, claims and access to care support before and after critical medical events, training for administrative staff to leverage technology, informational seminars on key benefits and HR issues, and integration of benefits with related business services.
Coverage Areas for Groups:
- Health (Traditional and Consumer Driven)
- Voluntary (Accident, Cancer, Critical Illness, etc)
- Section 125 (Cafeteria)
- Through our network of best of breed partners, we help clients find the best payroll, HR administration, property & casualty, and retirment planning solutions.