Driving Better Outcomes

Through thoughtful review of benefit plan offerings, regulatory compliance and employee communication, the efg&m Team stands ready as strategic partners to assist employers in achieving that elusive balance that allows every employer to boldly move forward.


  • Reminder of Employee Benefits Annual Limits for 2018


    • IRS Limits on...


Jay Messer, CLU, CLTC, Principal

Jay is no stranger to the Insurance Benefits Industry, having more than 35 years as an independent agent and trusted advisor, he continues to provide distinctive service in benefit solutions to his

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